Card-present EMV acceptance. Subscription services/recurring payments. Email invoicing with recurring billing. If you’re serious about increasing your ecommerce sales, NAB’s virtual terminal is just the ticket. It will allow you to easily perform swiped, keyed, and EMV chip card transactions. Plus, a variety of other payment management functions — all without the need for a traditional POS terminal. Our virtual terminal can even help you secure the most optimal interchange rates on every transaction by utilizing purchase level 2 data like “sales tax,” “customer code,” and “invoice number” and level 3 data like “item product code,” “item price,” and “item description.”